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Best Home Automation System

Accounts Payable (AP) departments are under increased pressure to strengthen controls, drive out costs, and increase efficiencies of manual and time-consuming processes. This can be difficult to accomplish when considering the distributed nature of AP processes. For instance, invoice approval typically takes place on several levels and generates large volumes of documentation that are hard to manage effectively. In addition, departments face increased pressure from compliance issues such as the Sarbanes-Oxley Act to better manage paper-based processes.

As these issues continue to progress, the case for accounts payable automation becomes stronger. By automating paper-intensive processing, AP departments are able to optimize the invoice approval and payment process. One of the innovative ways organizations are achieving this automation is by utilizing imaging and workflow solutions.

With a typical imaging and workflow solution, AP staffs are able to view invoices images as part of an automatic routing system. Everything from the receipt of an invoice and approval to vendor payment is documented in the system. The process begins when a vendor invoice is received. The paper-based invoices and related documentation are converted into images which can then be accessed by authorized users. The invoices are automatically routed using defined notifications and conditions to support the business process. This automated, step-by-step processing of AP invoices is the most effective way to keep the flow of documents steadily moving.

By eliminating the physical movement of paper-based documents, the time spent trying to find files is dramatically reduced, leading to increased employee productivity. The system enables customized internal controls to be created for each business process, resulting in immediate access to documents, faster approval time and reduced cycle time.

There are numerous benefits associated with the use of imaging and workflow in terms of helping AP departments increase efficiencies. The workflow management solution offers a significant reduction of costs, stronger internal controls, and the overall streamlining of the AP invoice review and approval process. In addition, the automated internal controls and instant access to documents eliminates the chance of misplacing or losing paper, duplicating or overpaying invoices, or making late payments.

Another important benefit of a comprehensive workflow management solution is that it allows numerous members of a company to securely collaborate in real time. Since the documents are stored in a centralized repository, other personnel can be given instant access as well, cutting copying, shipping, and faxing costs. The improved electronic audit trails can also be extremely valuable, especially during audit reviews.

AP invoice processing can actually be transformed into a “zero touch” environment with the right imaging and workflow automation solution. This means that AP is able to enter the paperless world everyone dreams about – no one in the department has to touch paper.

In order to create a “zero touch” process, vendors are directed by the AP department to remit all invoices to a central Post Office Box location, which is received by the service provider. The provider’s staff then prep, scan and index all invoices each day, capturing important data elements such as point of contact, vendor name, invoice number and more.

As soon as the invoice enters the system, the internal controls set up by the AP department go into action. An automated e-mail notification is sent to each approver informing the person that an invoice is awaiting review. The point of contact then has several options such as approving the invoice, routing it to another approver, declining, or pending invoices for later approval.

Once an invoice is approved, it is routed to a higher approval level or to accounts payable for a final review. Invoice data is then transferred through EDI into the organization’s accounting system and payments are scheduled.

An imaging and workflow solution provided in a Software-as-a-Service model can be configured to provide notification of duplicate invoices, route invoices above a certain amount to particular staff, create and maintain approval timers, and perform workload balancing. Invoice coding is tracked in Web-based workflow forms and cross-checked and validated against accounting system tables.

There’s no software to install, no hardware to manage, and no infrastructure for IT to support with a Software-as-a-Service solution. Overall, the Software-as-a-Service solution allows AP professionals to maintain tighter controls over the entire payable process and reduce costs. Productivity also increases with the workflow automation process, enabling AP departments to handle growing invoice volumes without adding people or reassigning resources.

Frequently Asked Questions

  1. QUESTION:
    How can i get best home automation system in India?

    • ANSWER:

      http://www.adretthomes.com/

      best home automation system in india

  2. QUESTION:
    Best home automation system: X10 or Insteon?
    I’m researching a home automation system that turns off/on lights & fans and such. And one that also has several cameras. So far I’ve come across Insteon and X10. My friend just purchased X10 but I think Insteon is better. Does anybody have any experience with either of these or any other companies that they would recommend?

    • ANSWER:
      Not an either/or proposition.

      Most Insteon products are backward compatible with X10. Were I to start over would choose Insteon.

      X10 sends signals strictly over house wiring; Insteon adds RF signals for improved reliability.

      Smarthome is the place to buy all your home automation products.

  3. QUESTION:
    What home automation system is the best?
    what home automation system is the best?
    Thanks.

    • ANSWER:
      Crestron

      http://www.crestron.com/

      Kevin

  4. QUESTION:
    What is the best product for Home Automation/Security System?
    I am looking for the product with very flexible, customizable and most importantly, reasonably priced.

    • ANSWER:
      Hey looked around the internet for you and i thought these were the best deals. Check out all the security systems here they have everything from cameras to motion detectors to alarms. All very good priced around 0

      http://www.amazon.com/b?ie=UTF8&node=3180341&ref_=sr_tc_2_3&qid=1235531045

  5. QUESTION:
    how to find out if i have a ip enable home automation system?
    i want to dowload a system control on my ipod but i dont know which system have how do i know which one i have? person with best answer gets ten points.

    • ANSWER:
      If you have nothing other than your computer connecting to an outside service which needs an IP address, then you don’t have one. Nintentos DSi/Wii can communicate with the internet and they require an IP address. Emergency items like the fire alarm system, home intrusion may or may not be wired to connect wirelessly. The “I fell down and can’t get up” device for the elderly probably requires an IP address to work. Some of the latest cellphones provide home automation controls where you can turn items on/off. There are lots of companioes that provide these products to set up ip enabled home automation systems if you want them. Example…

      Vera Z-Wave Web-Enabled Home Automation, Monitoring & Control System : http://www.smarthomeusa.com/ShopByManufacturer/mi-casa-verde/Item/VERA/

      Ron

  6. QUESTION:
    What are the best types of electronic lighting and automation systems to put in high-end homes?
    We are looking for electronic control of all the systems in our new home. Thoughts?

    • ANSWER:
      This is not something for the DIYer. Your best bet is to work with a lighting designer as well as a home automation company. If your house is under construction then this will be easy to do but if nothing is home run to a central point you will have a tough time.

  7. QUESTION:
    I want home automation and security?
    I have an old brinks bhs-4000a system in my house and I was think of taking that out and put a system in where i can hook up all the door/window/PIRS/smokes/ etc. up and then hook up relays to lights, A/C, mag locks, dorr latches and other devices to turn on and off. I would also like to get a mic and speaker to do 2 way and ptz cameras and record temperature or if there is flooding (inputs that are digital for sure but analog would be nice but analog is NOT a must). I want a system that can hook up to my computer or the network/internet so I can control devices via the web and get text messages (or emails about troubles and alarms) and have many zones like 40 to 100.

    What would be the best way to do this? What brands and products would work best? Cheaper the better but I do under stand that I may have to pay $$$ to get what I want. I’m an experienced electrician and just started in the electronics systems industry. I can program about anything (may take me some time but I’m a fast learner and can figure out about anything (with some help of people I know))

    Thanks in advance.

    • ANSWER:
      if you really want a flexible installation you should take a look at lonworks. Echelon corperation licenses the technology and it will do everything you want and more.

      www.echelon.com
      www.engenuity.com

  8. QUESTION:
    I would like to design and build my home. What kind of income would this entail?
    Ever since I’ve taken an interest in residential architecture, I’ve been picky about home designs, and figured the best way to go would be to have a self-designed home somewhere in my future time line.

    I’m thinking of a dome house of sorts: Eco-friendly and off-beat. As well as trying to implement technologies such as radiant floor heating, photovoltaic arrays (solar panels), and a centralized computer automation/energy management/home theatre system.

    Pretty much just an elegant, modern, unique home implementing energy-saving and money-saving ideas.

    What kind of income and payment would self-built homes entail? Considering I’m going into engineering, would a -100k salary allow me to pursue this dream? Would a significant portion of the home value need to already be saved ahead of time?

    You don’t have to answer all of these, just whatever you feel you know.
    Ah, location. Certainly not California. I was thinking:
    >In the plains outside Chicago
    >The mountains in Colorado
    >Texas because i lake a more arid climate
    >Stay with my German roots and my family and keep to the Midwest.

    • ANSWER:
      There are magazines and other sources that provide approximate cost per square foot for various types of houses (although maybe not as modern as what you describe).

      Your salary should be enough (depending on location) and certainly the more you save up before starting, the better. Banks will make loans after some to most of the house is built so that they have an interest in something besides a dream – - so you might have a lean year in the checkbook while your house is being built. Good luck.

  9. QUESTION:
    Linux media control center – Best Distro?
    Well, i have a couple laptops that I have gutted and am turning into Digital Picture Frames. (http://www.instructables.com/id/Dell-Laptop-into-Digital-Photo-Frame/). Anyways. I figured that since I want to start automating my home, why not make these “Picture Frames” part of my automation. So I figured out that I could make a keyboard and trackpad flip out of the bottom of the frame to control it.

    HERE’S MY QUESTION:
    What Linux derivative can I put on these laptops that will let me:
    – Set a slideshow (or that cool mac collage photo thing) as the screensaver
    – Pull those pictures off of a network drive.
    – Play MP3s off of a network drive (to local speakers which are actually hooked up to a stereo)
    – Use FireFox
    – Is fairly simple to write programs for as I add on to my automation system

    Computer Specs are :
    20 Gig Harddrive
    CR-RW Disk Drive (which I plan to take out once the OS is installed)
    10/100 Eth Card
    600 Mhz processor
    128 Mb RAM
    USB 1.1 slot
    (Originally came with Win 98)

    Thanks!
    Sorry, I forgot to add the Distro’s I’ve Tried:
    -OpenSUSE (Wouldnt load – my guess is not enough RAM)
    -MacPUP (really liked it, but it wouldnt let me install to the harddisk for some reason)
    - Xubuntu (I’m running this now, i would like to have something better if i can)

    and I would much rather use a GNOME desktop than KDE :D
    Just tried Fedora Core 10.. wouldn’t load on the computer… too memory intensive.

    • ANSWER:

  10. QUESTION:
    Study in University or college in Canada?
    I live in Greece and i am 20 yo.I currently am in a University and study electro-logy.Electro-logy is the science that has to do with everything that uses electrical power .so i will learn electronics,automation and stuff like that…i am telling this because a friend from USA thought that i was like the quys at laser clinics…lol….anyway …For many Greeks education is a must so watching Greece collapse isnt a pleasant think to see so since i can do anything to help i thought of moving to abroad and study in a Canadian college.Its my worst nightmare to wake up and see at the tv that all the universities are closed because the country is brooked.This instability is killing , me and my dreams so i must do the best for me and my family…I want to go to canada because the college fees are the lowest as far as i know and thats very important to me because i am not wealthy…I thought of moving there,work for a year and with some help from my home to study at a proper university…But the problem is that i dont HAVE A CLUE how the whole system work and how i can enter at a Canadian university.Am i gona write some exams, how will a university will accept me?How much i gonna pay? cAN I take a loan from the government?My hight-school degree is 14,3 is it so low?? can i show in a university exams that i am better than this? I AM SO confused and a little scared so please enlight me…
    Thanks for reading this and for your time….

    • ANSWER:
      If you want to go to a Candian college you must:
      1. research the various colleges there that interest you and see which ones offers the courses you want to take
      2. contact that college and explain ur situation
      3. u may need to take some exams to see if u can get it along with submitting an accplication
      4. you will need a visa
      5. you may be able to or may not be able to apply for student financial aid

      i would deffiantely just find one good college and explain to them the situation and see what they reccomd and then work from there. good luck!

  11. QUESTION:
    How long to you think the rich are going to float the bill before they leave the US with their money? #2 ?
    Here is a list of companies that have already relocated according to CNN. Everyday the list grows. Who will pay for the underprivileged when all we are is peasants waiting for the bread line to open. And dont forget, its not just the income tax from the company that we loose but also all the jobs that were lost and those taxes as well. Maybe Mccain had a point after all.

    3Com
    3M

    A
    Aalfs Manufacturing
    Aavid Thermal Technologies
    ABC-NACO
    Accenture
    Access Electronics
    Accuride Corporation
    Accuride International
    Adaptec
    ADC
    Adobe Systems
    Advanced Energy Industries
    Aetna
    Affiliated Computer Services
    AFS Technologies
    A.G. Edwards
    Agere Systems
    Agilent Technologies
    AIG
    Alamo Rent A Car
    Albany International Corp.
    Albertson’s
    Alcoa
    Alcoa Fujikura
    Allen Systems Group
    Alliance Semiconductor
    Allstate
    Alpha Thought Global
    Altria Group
    Amazon.com
    AMD
    Americ Disc
    American Dawn
    American Express
    American Greetings
    American Household
    American Management Systems
    American Standard
    American Uniform Company
    AMETEK
    AMI DODUCO
    Amloid Corporation
    Amphenol Corporation
    Analog Devices
    Anchor Glass Container
    ANDA Networks
    Anderson Electrical Products
    Andrew Corporation
    Anheuser-Busch
    Angelica Corporation
    Ansell Health Care
    Ansell Protective Products
    Anvil Knitwear
    AOL
    A.O. Smith
    Apple
    Applied Materials
    Ark-Les Corporation
    Arlee Home Fashions
    Art Leather Manufacturing
    Artex International
    ArvinMeritor
    Asco Power Technologies
    Ashland
    AstenJohnson
    Asyst Technologies
    Atchison Products, Inc.
    A.T. Cross Company
    AT&T
    AT&T Wireless
    A.T. Kearney
    Augusta Sportswear
    Authentic Fitness Corporation
    Automatic Data Processing
    Avanade
    Avanex
    Avaya
    Avery Dennison
    Azima Healthcare Services
    Axiohm Transaction Solutions

    B
    Bank of America
    Bank of New York
    Bank One
    Bard Access Systems
    Barnes Group
    Barth & Dreyfuss of California
    Bassett Furniture
    Bassler Electric Company
    BBi Enterprises L.P.
    Beacon Blankets
    BearingPoint
    Bear Stearns
    BEA Systems
    Bechtel
    Becton Dickinson
    BellSouth
    Bentley Systems
    Berdon LLP
    Berne Apparel
    Bernhardt Furniture
    Best Buy
    Bestt Liebco Corporation
    Beverly Enterprises
    Birdair, Inc.
    BISSELL
    Black & Decker
    Blauer Manufacturing
    Blue Cast Denim
    Bobs Candies
    Borden Chemical
    Bourns
    Bose Corporation
    Bowater
    BMC Software
    Boeing
    Braden Manufacturing
    Briggs Industries
    Brady Corporation
    Bristol-Myers Squibb
    Bristol Tank & Welding Co.
    Brocade
    Brooks Automation
    Brown Wooten Mills Inc.
    Buck Forkardt, Inc.
    Bumble Bee
    Burle Industries
    Burlington House Home Fashions
    Burlington Northern and Santa Fe Railway

    C
    Cadence Design Systems
    Camfil Farr
    Candle Corporation
    Cains Pickles
    Capital One
    Cardinal Brands
    Carrier
    Carter’s
    Caterpillar
    C-COR.net
    C&D Technologies
    Cellpoint Systems
    Cendant
    Centis, Inc.
    Cerner Corporation
    Charles Schwab
    ChevronTexaco
    The Cherry Corporation
    CIBER
    Ciena
    Cigna
    Circuit City
    Cirrus Logic
    Cisco Systems
    Citigroup
    Clear Pine Mouldings
    Clorox
    CNA
    Coastcast Corp.
    Coca-Cola
    Cognizant Technology Solutions
    Collins & Aikman
    Collis, Inc.
    Columbia House
    Comcast Holdings
    Comdial Corporation
    Computer Associates
    Computer Horizons
    Computer Sciences Corporation
    CompuServe
    Concise Fabricators
    Conectl Corporation
    Conseco
    Consolidated Metro
    Continental Airlines
    Convergys
    Cooper Crouse-Hinds
    Cooper Tire & Rubber
    Cooper Tools
    Cooper Wiring Devices
    Copperweld
    Cordis Corporation
    Corning
    Corning Cable Systems
    Corning Frequency Control
    Countrywide Financial
    COVAD Communications
    Covansys
    Creo Americas
    Cross Creek Apparel
    Crouzet Corporation
    Crown Holdings
    CSX
    Cummins
    Cutler-Hammer
    Cypress Semiconductor

    D
    Dana Corporation
    Daniel Woodhead
    Davis Wire Corp.
    Daws Manufacturing
    Dayton Superior
    DeCrane Aircraft
    Delco Remy
    Dell Computer
    DeLong Sportswear
    Delphi
    Delta Air Lines
    Delta Apparel
    Direct TV
    Discover
    DJ Orthopedics
    Document Sciences Corporation
    Dometic Corp.
    Donaldson Company
    Douglas Furniture of California
    Dow Chemical
    Dresser
    Dun & Bradstreet
    DuPont

    E
    Earthlink
    Eastman Kodak
    Eaton Corporation
    Edco, Inc.
    Editorial America
    eFunds
    Edscha
    Ehlert Tool Company
    Elbeco Inc.
    Electroglas
    Electronic Data Systems
    Electronics for Imaging
    Electro Technology
    Eli Lilly
    Elmer’s Products
    E-Loan
    EMC
    Emerson Electric
    Emerson Power Transmission
    Emglo Products
    Engel Machinery
    En Pointe Technologies
    Equifax
    Ernst & Young
    Essilor of America
    Ethan Allen
    Evenflo
    Evergreen Wholesale Florist
    Evolving Systems
    Evy of California
    Expedia
    Extrasport
    ExxonMobil

    F
    Fairfield Manufacturing
    Fair Isaac
    Fansteel Inc.
    Farley’s & Sathers Candy Co.
    Fasco Industries
    Fawn Industries
    Fayette Cotton Mill
    FCI USA
    Fedders Corporation
    Federal Mogul
    Federated Department Stores
    Fellowes
    Fender Musical Instruments
    Fidelity Investments
    Financial Techologies International
    Findl

    • ANSWER:
      Not very long. We could bring them all back home AND trillion in offshore accounts with the FairTax Act. H.R. 25

      For those who don’t know about the FairTax, a little background:
      The FairTax Plan is a comprehensive proposal that replaces all federal income and payroll taxes with an integrated approach including a progressive national retail sales tax on new items only, a rebate to ensure no American pays federal taxes on spending up to the poverty level, dollar-for-dollar federal revenue replacement, and, through companion legislation, repeal of the 16th Amendment. This nonpartisan legislation (HR 25/S 1025) abolishes all federal personal, gift, estate, capital gains, alternative minimum, Social Security, Medicare, self-employment, and corporate taxes and replaces them with one simple, visible, federal retail sales tax – collected by existing state sales tax authorities. The FairTax taxes us only on what we choose to spend, not on what we earn. It does not raise any more or less revenue; it is designed to be revenue neutral. The FairTax is a fair, efficient, transparent, and intelligent solution to the frustration and inequity of our current tax system. More details can be found at www.fairtax.org
      The income tax equation is income- taxes-compliance dollars = spending
      The Fair Tax equation is income = spending + taxes+ compliance dollars, so here we are taxed as we spend and keep the compliance costs

      http://wethepeople.org/wpblog/?tag=the-fairtax-act

  12. QUESTION:
    Study in University or college in Canada?
    I live in Greece and i am 20 yo.I currently am in a University and study electro-logy.Electro-logy is the science that has to do with everything that uses electrical power .so i will learn electronics,automation and stuff like that…i am telling this because a friend from USA thought that i was like the quys at laser clinics…lol….anyway …For many Greeks education is a must so watching Greece collapse isnt a pleasant think to see so since i can do anything to help i thought of moving to abroad and study in a Canadian college.Its my worst nightmare to wake up and see at the tv that all the universities are closed because the country is brooked.This instability is killing , me and my dreams so i must do the best for me and my family…I want to go to canada because the college fees are the lowest as far as i know and thats very important to me because i am not wealthy…I thought of moving there,work for a year and with some help from my home to study at a proper university…But the problem is that i dont HAVE A CLUE how the whole system work and how i can enter at a Canadian university.Am i gona write some exams, how will a university will accept me?How much i gonna pay? cAN I take a loan from the government?My hight-school degree is 14,3 is it so low?? can i show in a university exams that i am better than this? I AM SO confused and a little scared so please enlight me…
    Thanks for reading this and for your time….

    • ANSWER:
      First, your friend is right: electrology in English is a hair removal technique. You are either studying to be an electrician (the technician who fixes the wiring in a house) or an electrical engineer (the professional who designs electronic and electrical devices). I’m going to assume you mean the latter.

      This website explains the procedures and requirements for getting a student permit in Canada: http://www.cic.gc.ca/english/study/index.asp. It also explains how to get a work permit, which is a separate issue. Many foreign students in Canada do not have work permits.

      International tuition fees are steep, and may not be affordable for you. Expect to pay ,000-25,000 a year. You will have to prove proficiency in English by writing an exam like TOEFL and getting a satisfactory score (each university has its own standards). Otherwise, there are no national exams: you simply fill out an application for each university that interests you, listing your education and marks, etc. You may have to get your marks converted by a special agency. Again, each university sets its own mark standards. For entrance to an engineering program, the standards are very high – typically 90% (A+) or higher in the Canadian scheme.

      I don’t want to discourage you; lots of students come to Canada, often from very poor countries. But it’s a competitive and expensive process. I disagree that Canadian universities are the cheapest. For an EU citizen like yourself, British universities are far, far cheaper than Canadian ones.

      Besides, I really don’t share your worry about Greek universities closing down. The threats to you are:
      (a) lower (but still satisfactory) quality of education
      (b) interruptions from strikes and protests

      Even if the country went bankrupt, the universities would continue to function.

      If you’re really bent on an international education (which is a good thing), the best option may be to finish your backelors in Greece and then apply for graduate school abroad. Grad students generally get paid, and have greater access to scholarships, etc.

      Good luck to you.

  13. QUESTION:
    Study in University or college in Canada?
    I live in Greece and i am 20 yo.I currently am in a University and study electro-logy.Electro-logy is the science that has to do with everything that uses electrical power .so i will learn electronics,automation and stuff like that…i am telling this because a friend from USA thought that i was like the quys at laser clinics…lol….anyway …For many Greeks education is a must so watching Greece collapse isnt a pleasant think to see so since i can do anything to help i thought of moving to abroad and study in a Canadian college.Its my worst nightmare to wake up and see at the tv that all the universities are closed because the country is brooked.This instability is killing , me and my dreams so i must do the best for me and my family…I want to go to canada because the college fees are the lowest as far as i know and thats very important to me because i am not wealthy…I thought of moving there,work for a year and with some help from my home to study at a proper university…But the problem is that i dont HAVE A CLUE how the whole system work and how i can enter at a Canadian university.Am i gona write some exams, how will a university will accept me?How much i gonna pay? cAN I take a loan from the government?My hight-school degree is 14,3 is it so low?? can i show in a university exams that i am better than this? I AM SO confused and a little scared so please enlight me…
    Thanks for reading this and for your time….

    • ANSWER:
      Honestly, I understand the whole “university is a must” thing. I always knew I was heading off to university as well. I want to support my family as well, thinking about the future is a pretty scary thing haha, but take a breather. In case you don’t know, “college” in Canada is a 2-year school (if you take it full-time) leading to an Advanced Diploma; “university” is a 4-year school (full-time) leading to a Bachelor’s degree.

      Since you’re already in university, when you apply, you may be eligible for transfer credits if the program you choose here is similar to the one in Greece. You’ll apply to university as an “International Student” transferring from another university. Since you’re not a Canadian citizen, it isn’t technically going to be cheap – the fees usually start around K (Canadian dollars) for international students. When you apply, you’ll also, most likely, have to submit some form of proof for the English language requirement. There are several ways of doing this and it depends on the school – and they will tell you how, after you apply. For example, at York University in Canada, this is how they do it: http://futurestudents.yorku.ca/requirements/docs_language
      Your English has a few errors but it is decent from what I can tell, so I wouldn’t worry over the Language Proficiency Requirements too much.

      For now, you should do what Lea said, and search up the university you want to attend. I highly suggest attending a university, instead of a college, as college degrees aren’t really valued by employers nowadays, unless you choose something job-oriented like Nursing. After you find the university you’re interested, go on their website (or call them) and ask about their admission requirements for International Students transferring from a different university. For example, these are York’s requirements:

      http://futurestudents.yorku.ca/requirements/univ

      When you find a school that you can meet the requirements to, apply there, submit any additional documents, and hope for the best! Honestly I’m not sure what “14,3″ is since our grades are different here but they’ll most likely look at your university marks, not really your high school ones. There are no university exams in Canada, they base their decisions solely on your grades and, for some programs, auditions or supplementary forms.

      From what I’ve heard, International Students apply on OUAC 105: http://www.ouac.on.ca/ouac-105/
      It isn’t difficult to use so don’t freak out lol.

      Keep in mind that the deadlines for certain universities may have passed, for International Students, already. So, when you find a school and program you like, contact them and ask for their deadlines. You’ll most likely have to apply next semester/year but that’s fine, since you were planning on working for a year anyway.

      Hope that helps!